Home Insurance

Our team of skilled, qualified brokers at Today's Mortgage Choice source comprehensive home insurance coverage to suit each homeowner.

We work with efficiency and precision to find the best packages and options for your needs. You can be certain to find affordable plans with available bundled options.

Our insurance services will keep you and your largest financial investment protected for whatever the future holds.

Find your most affordable insurance options today by contacting us at (888) 418-6979.

How Does Home Insurance Work?

Home insurance covers your home, possessions and furnishings, and personal liability from expenses incurred from severe weather, damage or destruction, vandalism, or fire. Benefit from protecting your home and not having to pay or replace everything you own all at once.

Our brokers are here to simplify all stages of the home insurance process and find you a coverage policy that suits your needs.

What Are the Advantages of a Creditor Life Insurance Plan?

A creditor life insurance policy provides added peace of mind, making it easier to plan for the future. Regardless of what the future brings, you are assured that your credit and loved ones will be safe and protected.

Creditor protection insurance will handle any debt or remaining balance on your loan or mortgage.

What Does Home Insurance Cover?

Generally, you and your family are covered by home insurance, but depending on the type of policy you have, you may benefit from more coverage.

  • Comprehensive Policy: This option protects your home and all contents from all risks (except those listed in your policy exclusion).
  • Standard Policy: This option offers the least protection, as it only covers your home and contents from risks that are named in your policy.
  • Broad Policy: A broad policy protects your home’s physical structure from all risks except the contents inside.
  • No-Frills Policy: This policy is usually offered to properties that do not meet the usual standards for insurance. Not sure which policy is best for your needs? Contact our specialists now. We can help you explore the different levels of coverage and make sure you understand the terms of your policy.

Can I Bundle My Home Insurance?

Certainly. In fact, bundling home insurance allows you to save significantly on your premiums. Your insurance broker would be happy to suggest options for bundled home and auto insurance, as well as other joint options.

What Lender Should I Choose for Home Insurance?

Today's Mortgage Choice works impartially alongside many lenders and can offer unbiased recommendations and advice.

We will help you compare and contrast the various insurance options and make the most informed decision for your home, family, and future.

What Determines My Home Insurance Premium?

Your home insurance premiums will be calculated based on a number of factors. These include:

  • Your home’s physical structure, age, and condition
  • Property size
  • Furnishings and appliances
  • Entertainment systems
  • Location and climate
  • Utilities such as pipes, electricity, and heat
  • Other factors

If your home is equipped with security systems or features or fire alarms, this can also lower your premium. We’ll locate the most affordable premium options to suit your needs.

TMC Wealth: The Best Homeowners Insurance Company

TMC Wealth’s insurance brokers can assist you in your search for home insurance in many ways: claim filing, the application process, selecting tailored coverage options, and other services.

We are the home insurance specialists you have been looking for.

Contact us today to schedule a consultation.