First-Time Home Buyers

Before you buy your new home, you need to secure the services of a mortgage broker. With the right mortgage broker by your side, you’ll have access to many mortgage products otherwise unavailable to you. What’s more, you’ll have an experienced professional determined to get you a low-interest mortgage that satisfies your immediate and future needs.

With many lenders at our disposal—many of which are exclusive to brokers— we’ll make sure you obtain the mortgage you need to move closer to homeownership.

First-time homebuyers put their trust in the mortgage brokers at Today's Mortgage Choice. Request our services by calling (888) 418-6979 today. We cannot wait to work with you.

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What Programs Are Available to First-Time Home Buyers?

In Canada, there are several programs in place to help first-time buyers purchase their first piece of property with relative ease. These programs include:

  • First-Time Home Buyers Incentive
  • First-Time Home Buyers Tax Credit
  • GST/HST New Housing Rebate

Our mortgage specialists will explore the more cost-effective approaches with you during your no-obligation consultation. Call us today to get started.

How Do You Qualify for a First-Time Mortgage?

Qualifying for a first-time mortgage is not as simple as showing up to a bank with your identification and a can-do attitude. There is a set of criteria that every homebuyer must meet in order to qualify for first-time buyer status. To qualify, you must have:

  • A reasonable credit rating
  • Proof of employment and stable income
  • Minimum 5% down payment
  • Family income below $120,000.00
  • Not owned property in the last 4 years

If you are concerned about your credit score, or you are unsure whether your earnings render you ineligible, we ask that you contact us. Many people worry their credit score is too low to qualify when they are perfectly eligible. When you choose to work with us, you’ll be surprised at the many options available to you.

Which First-Time Buyer Mortgage Is Right for Me?

Every first-time homeowner’s situation is different. The best mortgage for you depends entirely on your circumstances. The best way to determine which mortgage products are best for you is to contact our brokerage. Our agents will assess your situation and determine the appropriate course of action.

What Are the Benefits of the First-Time Home Buyers Program?

One of the biggest benefits of a home buyers’ program is the cost-saving advantage. With lower mortgage rates and favorable terms, you have the opportunity to save untold dollars over the duration of your repayment period.

Speak to a Licensed Mortgage Agent Today

Individuals and families from all walks of life stand to benefit from the services of our brokerage firm. We do more than secure a loan from a top-rated institution—we make sure the terms are set in your favor. With us by your side, the path to financial prosperity is clear as day.

When you work with the right broker, you secure the right mortgage. Work with Today's Mortgage Choice. Our phone number is (888) 418-6979, and we are always ready to take your call.