Mortgage Rates

Enjoy the best rates on the market with Today's Mortgage Choice. As the area’s leading team of local mortgage brokers, we shop a vast range of mortgage rates from different lenders. Whether you’re looking to buy your first home, set up a rental property, or refinance your home, you can trust us to find you a low mortgage rate, with great mortgage conditions.

To schedule a consultation with one of our brokers, call us at (888) 418-6979 today.

TermPosted RateOur Rate
Open 1 Year6.30%6.30%
Fixed 1 Year2.79%1.84%
Fixed 2 Year2.94%1.54%
Fixed 3 Year3.49%1.54%
Fixed 4 Year3.74%1.79%
Fixed 5 Year4.59%2.04%
Fixed 7 Year5.35%2.44%
Fixed 10 Year5.60%2.79%
Variable1.35%
Prime2.45%
Benchmark4.79%

Fixed-Rate

A fixed mortgage rate means that your interest rate will stay the same throughout your mortgage term. For security and stability, there’s no better option. Make sure you get the lowest fixed rate available by choosing us as your mortgage broker.

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Variable-Rate

A variable mortgage rate fluctuates based on market conditions and changes to the prime lending rate. For you, that means you’ll be able to enjoy long-term savings if interest rates ever drop during the length of your mortgage term. See if a variable rate is right for you: either click below or seek our advice by contacting us directly.

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Adjustable Rate Mortgage

With an adjustable-rate mortgage, your interest rates and regular payments will be dictated through changes in the economy. The frequency of changes will depend on the adjustable-rate mortgage plan you choose, and your interest rate will be initially fixed for a given period. Our brokerage team will locate the lowest rates and top mortgage options that best reflect your needs. We shop numerous lenders to locate the most competitive plans.

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Rental Rate

Rental mortgage rates tend to be slightly higher than conventional rates, but Today's Mortgage Choice can help you bridge that gap. Plenty of property investors have come to depend on us to find them the best deals on the market, and now you can too. For the lowest rental rates available, look no further than our team.

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Home Line Rate

A home line (also known as a home equity line of credit, or HELOC) can be bundled with a mortgage, or it can be its own standalone product. One of our brokers will be happy to determine whether a home line is right for you while finding you the most advantageous deals on the market.

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Purchase Fixed Rate

When purchasing property, most Canadian consumers choose a fixed mortgage rate for added security and simplicity. If you’re in the market for a new home, let our team find you the lowest fixed rate available.

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Purchase Variable Rate

Purchasing a home with a variable rate may mean that your interest will fluctuate, but you’ll still be able to enjoy a fixed amortization schedule. Plus, if interest rates drop, you’ll be able to save considerably and enjoy more money in your pocket.

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Refinance Fixed Rate

Thinking of refinancing your home? Discover how we can save you money. With a fixed mortgage rate from Today's Mortgage Choice, you’ll be able to set a pre-determined payment plan that lets you pay off your home in a timeframe that works for you.

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Refinance Variable Rate

If you’re refinancing, you may want to consider going with a variable mortgage rate. You could end up paying less interest over the long term. Our team will be happy to discuss your refinancing options and see if a variable rate is right for you. You never know—it may save you a vast amount of money over the years.

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