Purchase Fixed Rates

Today's Mortgage Choice offers the best fixed-rate mortgages on the market. We work with a wide range of primary, secondary, and private lenders to find our clients a mortgage that works for them. We leverage our connections and give you the tools and information you need to save time and money on your next big purchase.

To schedule a consultation with a member of our team, call us at (888) 418-6979 today.

What Is a Purchase Fixed Rate?

A purchase fixed rate is a fixed type of mortgage rate. With a fixed-rate mortgage, your interest rate stays the same throughout the mortgage term regardless of any fluctuations in market conditions. And because your rate won’t change, neither will your monthly payments. Year in and year out, you can most likely expect your monthly payments to stay the same throughout the length of your term.

Fixed-rate mortgages can come with many different term lengths. Five years is a common term, but you can also find anything from one to ten years long, as well as everything in between.

Why Choose a Purchase Fixed-Rate Mortgage?

A fixed-rate mortgage is the most popular type of mortgage in Canada. The reason is simple: They offer borrowers the highest level of stability. You won’t have to worry about your interest rate changing, your monthly payments adjusting, or fluctuations in your amortization schedule. You’ll know precisely how long it will take for you to pay off the loan. A fixed-rate is stable, predictable, and simple. Set it and forget it.

A fixed-rate mortgage may be right for you if:

  • You want to avoid the risk
  • Interest rates are low and/or predicted to increase
  • You want a fixed amortization/payment schedule

If you’re still not sure, a local mortgage broker from Today's Mortgage Choice can help you determine whether a fixed rate is the right choice for you. We’ll present you your options so that you know the best course of action.

How Can Today's Mortgage Choice Help Me Find the Best Fixed-Rate Mortgage Plan?

As independent mortgage brokers, we don’t work for any particular bank or lender. We work for you and you alone. You can rest easy knowing that we have your best interest in mind—and that we’ll fight tooth and nail to get you the best deal possible.

We work with a wide range of lending institutions, from national banks to private lenders. By streamlining the shopping process, we’ll help you whittle down your options until you find the perfect choice. Plus, we can give you access to a variety of mortgage products exclusive to mortgage brokers. Ultimately, we’ll save you time, money, and stress on finding a good mortgage with a low interest-rate.

Find Your Low Fixed Rate Today - Get in Touch

Why wait? We’re ready to find you the lowest fixed rate available. Put your trust in our team, and we’ll make sure it pays off for you—year after year.

To get started, fill in our online application form. We can’t wait to help you.

For all inquiries, don’t hesitate to contact us and book a consultation.