Your credit score is a number that evaluates your creditworthiness. It can be viewed as your credit report card, grading you on how you’ve repaid loans in the past. Your credit score can range from 300 - 900.

With a credit score in the 700 - 900 range, finding a lender is a lot quicker and easier. Each lender has different criteria on what score they will lend to, so the higher the score, the more options you have.

It’s important to know that your score will change over time. Just because you checked it a few months ago, doesn’t mean it will be the same when we check it when applying for a pre-approval.

The two biggest things that influence your credit score are the amount of debt you have, and the number of late payments you make. The more debt and the more late payments, the lower your score will be.

Want to check your credit score? Send us a message or give us a call and we can book some time with an agent to go over your credit report card!