Residential Mortgage
The exciting step of purchasing a home is accompanied by a detailed process and many important decisions. You need a mortgage brokerage team who will guide you through every step, streamlining and simplifying the process. With Today's Mortgage Choice, you’ll be able to explore a vast range of mortgage options from a variety of lenders. We’ll assist with the application process, getting you closer to the pre-qualification and pre-approval status. You can count on our brokers to help you achieve the goal of homeownership.
Read MoreFirst-Time Home Buyers
Are you considering buying your first home? Our expert team at Today's Mortgage Choice will direct you towards incentives available to first-time buyers. We’ll discuss your situation and goals, browsing various lending options to find the best mortgage products for you. We’ll also help to streamline the application process. Allow our friendly, informative staff to assist you as you establish yourself as a homeowner.
Read MoreMortgage Renewals
When your mortgage term comes to an end with an outstanding balance, it will be necessary to renew your mortgage. This is an ideal opportunity to reconsider your options: You can change lenders or renegotiate your terms, taking advantage of incentives like lower interest rates. Our team of mortgage brokers can simplify the mortgage renewal process for you and help you pay off your mortgage loan sooner.
Read MoreMortgage Refinancing
At any point during your mortgage term, you can choose to refinance. If you find your regular payments difficult to manage, or if your interest rates are high, you may want to reconsider other mortgage lenders and options. Our brokerage team at Today's Mortgage Choice can help facilitate the mortgage refinancing process. We’ll browse through a vast selection of lenders, locating mortgage plans that best work for you.
Read MoreVacation Home Mortgage
Are you thinking about purchasing a cottage or vacation home? Our team of brokers at Today's Mortgage Choice specialize in second home mortgage options. We shop through leading and reputable lenders to find options that reflect your dreams for a vacation property. We’ll find the most competitive interest rates and assist you in determining whether the property of interest qualifies as a vacation home. We’ll help you secure your dream of owning a vacation property.
Read MoreHome Equity Line of Credit
Freeing up some of your home’s equity can be ideal for your present financial situation. If you are considering taking out a home equity line of credit, our brokers can help. We’ll establish your goals and locate lines of credit that allow you to access as much of your home’s value as possible. You’ll benefit from the flexible repayment options and low-interest rates.
Read MorePurchase Plus Improvements
Have you finally found the home of your dreams? If that home needs work, don’t be deterred. A Purchase Plus Improvements mortgage (PPI) allows you to access funds for both a mortgage and improvements and renovations. This way, you can purchase a fixer-upper with one simple loan option. Our brokers at Today's Mortgage Choice will browse through banks, trust and credit companies, and other lenders to find your best mortgage options.
Read MoreReverse Mortgage
A reverse mortgage is a loan borrowed against the equity of your home. Like a home equity line of credit, you can access a certain percentage of the value of your home without selling it. However, you won’t have to make payments on your loan until it is due, or you decide to sell your home. Our brokerage team can assist you in finding a reverse mortgage plan that best suits your unique situation. We’ll help you free up some cash and plan confidently for the future.
Read MoreSecond Mortgage
A second mortgage is another option allowing you to free up equity contained within your home. Second mortgages can alleviate many of your financial concerns— however, they are a considerable financial responsibility. Our experienced brokers at Today's Mortgage Choice will help you to compare the risks and rewards associated with a second mortgage. We’ll browse through various lenders to find options with competitive interest rates, allowing you to access as much of your property’s value as possible.
Read MoreCommercial
The purchase of a commercial or rental building can be a phenomenal investment and a rewarding experience. If you are considering investing in commercial property, our brokers are ready to serve. As experts in commercial real estate, we shop a vast range of lenders to find the most competitive mortgage products and plans. Regardless of how you envision your commercial property, our brokers can get you closer to purchasing it.
Read MoreInvestment
Owning rental property is an attractive investment opportunity for many Canadian investors. However, getting qualified as an investment borrower is a distinctive process with its own unique set of requirements. Let us help you navigate your next property investment with a financing solution tailored to you. Today's Mortgage Choice is pleased to offer both non-owner occupied and owner-occupied investment mortgages with streamlined approval procedures, attractive interest rates, and flexible terms. Click the link to find out more about the property investments available to you.
Read MoreTroubled Credit
Contrary to popular belief, a bad credit score doesn’t disqualify you from a low-interest mortgage. Today's Mortgage Choice has established a reputation in Canada for connecting borrowers with troubled credit history with feasible financing solutions and reasonable rates. Our staff is experienced in helping prospective borrowers determine eligibility and create a stable, responsible payment plan. Don’t let a poor credit score hold you back from your homeownership goals. No matter what your credit score may be, we can help you find a lender and loan perfectly matched for your financial situation.
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