Today's Mortgage Choice's Expert Team

Al Smith

For the past 14 years, I have been a Trusted Mortgage Advisor to over 1,000 families and first time homebuyers. My industry knowledge and experience will help you find the best possible mortgage solution for you and your family.

905-409-1973
asmith@todaysmortgagechoice.com
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Alex Gagnon

Availability and Integrity are the cornerstone of our business. We believe a mortgage should be about building relationships, and helping our clients achieve their home financing goals. This is not just a transaction; we take a consultative approach to the home loan process by customizing each home financing solution. Whether it is your first home or not, whether you are looking to transfer or refinance, let our team find the best solutions for you.

705-662-8936
agagnon@todaysmortgagechoice.com
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Andie Martin

Having found a career I am passionate about at such a young age has truly been a blessing. I began my path with Today's Mortgage Choice as a dedicated underwriter for our various agents across Ontario. I have had the opportunity to review and process thousands of files, each with their unique quirks. This experience has helped propel me into my role as a Mortgage Agent with the knowledge and background to help clients with all their mortgage needs.

705-618-1496
amartin@todaysmortgagechoice.com
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Behzad Afrasiabi

I've always been motivated to help people in my community, that's why I'm so excited to join Today's Mortgage Choice! Finding a mortgage isn't difficult, but finding the RIGHT mortgage for you and your family is where I come in. I'm so excited at the chance to work together and help you get into your first or next home. From first time home buyers, to lifetime home owners, let's work together and find you the right mortgage today!

647-241-2151
bafrasiabi@tmcgroup.ca
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Brenda Raney

I was born and raised in the Parry Sound, Muskoka area, and I have 35 years of experience in the financial industry (14 years in mortgage lending). Please allow me to help you navigate choosing a mortgage that is suited for you with your financial goals in mind. Whether you are purchasing a new home or your current mortgage is up for renewal, I can assist you and take the stress away by giving you sound advice and exploring your options.

705-773-8099
braney@tmcgroup.ca
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Brian Ceaser

Whether you are purchasing, looking to renovate, transferring a mortgage or re-finance an existing mortgage, my role is to find the most suitable mortgage product for your particular circumstance.

705-677-8979
bceaser@todaysmortgagechoice.com
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Brian Field

There is VALUE in Experience ! Not all brokers are created equal. Bringing 30 years of financial experience to your mortgage transaction means I have seen almost everything with respect to lending in Canada. A graduate of the University of Western Ontario, I started my career in financial services in 1988 with Canada Trust.

905-442-1236
bfield@todaysmortgagechoice.com
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Carson Berens-Frattini

Young, experienced, professional. I have worked in residential and industrial construction for the past ten years in both the private and public sectors, and recently transitioned to the TMC GRoup full time. A devoted and dedicated member of my community, I’ve had the pleasure serving the Greater Sudbury area as a Volunteer Firefighter for the last five years.

705-619-2786
cberensfrattini@todaysmortgagechoice.com
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Christine Carroll

I've spent the last 18 years as a Contract Specialist in the insurance industry, and looking for a new challenge led me to the roll of a Mortgage Agent. Throughout my career I developed transferable contract review and negotiation skills that can help source and recommend the best mortgage solutions for perspective buyers.

519-241-9255
ccarroll@todaysmortgagechoice.com
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Crystal Raymond-Walker

Before starting out as a mortgage agent, I worked for the past 14 years in the telecom industry as an account manager as well as an escalation advisor. After a successful career helping families across Canada I have set my focus on helping you through the mortgage process. My role is to find terms that are right for your budget, and ensure all the legalities are competently handled so that your closing goes smoothly and you can take possession of your new property.

519-241-8006
craymond@todaysmortgagechoice.com
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Darryl Moxam

With over 15 years of business experience, I understand the importance of matching clients needs to the most appropriate products. I pride myself on providing professional, ethical and honest advice with a customer service first mentality. Whether you are purchasing, looking to renovate a home, transferring a mortgage or re-finance an existing mortgage, my role is to find the most suitable mortgage product for your particular circumstance.

705-988-1430
dmoxam@todaysmortgagechoice.com
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Emily Pinheiro

I’m very passionate about the mortgage business. I’ve been in the mortgage brokering business for over 11 years and am proud to have achieved Top 20% award for the last 4 year. The greatest reward however is the satisfaction I received from making families home ownership dreams come true. I know how difficult and daunting it can be sometimes be particular young families and first time homebuyers. My goal is and always will be to take stress out of the process and help clients achieve their homeownership and financing dreams.

519-572-9553
epinheiro@todaysmortgagechoice.com
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Gina McDow

As a Today's Mortgage Choice professional, I can provide you the options and expertise to get the right mortgage for your immediate and future needs. I work for you to provide unbiased guidance in your mortgage decision – and with access to over 60 lenders (some offered exclusively through brokers) you have unmatched choice and convenience!

613-859-3947
mortgages@ginamcdow.com
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John Gabriel

My career in the mortgage brokering industry has extended over 30yrs.

In addition to being a mortgage broker, I have been the Principal Broker and Director of Compliance in six Canadian provinces, a Regional Sales Manager and a director within the national mortgage broker association. I have helped hundreds and hundreds of customers in arranging their mortgages and as the Principal Broker for Today’s Mortgage Choice Inc., I look forward to assisting both my existing clients and new clients with their homeownership mortgage needs.

416-662-4223
jgabriel@todaysmortgagechoice.com
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Kelly Ranta

A mortgage agent who empowers people to gain control of their finances, and their lives!

After the closure of my shoe store in 2013, I decided to take a risk that turned into a passion, and a very rewarding experience that compliments my values, personal attributes and professional and personal life experiences.

705-507-5771
kranta@todaysmortgagechoice.com
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Marilyn Collison

Over 35 years of experience in the mortgage industry has me ready and eager to help you finance your first or next home. With 17 years at a leading Canadian financial institution and 18 years at the top lending brokerage in Canada, I've helped thousands of friends and family finance their homes, investments, or commercial properties.

705-768-2152
mcollison@todaysmortgagechoice.com
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Paul Berthiaume

As an active volunteer, I have coached hundreds of wrestling youths in our community for over two decades, leading them to National and International championships. As well, I have helped organize a community team for the annual CIBC Run for the Cure since 1998.

705-677-5169
pberthiaume@todaysmortgagechoice.com
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Quinten Eade

Taking a fresh approach to mortgages. I offer professional mortgage advice to help out clients in any situation. At Today’s Mortgage Choice, we are passionate about what we do, striving to save our clients time, money, and energy in buying or refinancing. I work personally for you, not the bank or the lender, my job is to help you at every step of the way and answer any questions or concerns that you might have.

289-383-0203
qeade@todaysmortgagechoice.com
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Samantha D'Souza

Born and raised in Simcoe Muskoka, Samantha holds degrees from Georgian College in Hotel and Resort Operations, Office Administration Legal and Executive Programs and has certificates in Teaching English as a Second Language and Smart Serve. She has worked in the educational sector as an Office Administrator for the past 17 years. She recently opened up an online Custom Creations store in her spare time, creating custom t-shirts, canvas, and special order items. Samantha has recently transitioned into the role of a Mortgage Agent with Today’s Mortgage Choice.

705-791-1123
sdsouza@todaysmortgagechoice.com
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Scott Morrison

Hailing from Cape Breton, Nova Scotia but calling Muskoka home since 1992, I count myself very lucky to have split the majority of my life between two of the world's most beautiful places.

I have a sincere passion for everything Muskoka has to offer and I take great pride in our community. We have some of the most spectacular natural resources with our lakes, rivers and parks. We also boast amazing recreational facilities and infrastructure. I absolutely love assisting my clients with their mortgage needs and helping them secure their home or cottage in Muskoka.

705-783-8199
smorrison@todaysmortgagechoice.com
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Vanessa Magnone

I graduated from Mohawk College as an Occupational Therapist and Physiotherapist Assistant. I always felt pulled to be an educator and wanted to learn more about real estate, finances, and the stock market. So, I enrolled in the Mortgage Agent program through REMIC to learn more about the industry.I had many conversations with friends and family about the industry and quickly realized that some people were asking the same questions I was before I started studying. I then knew I could play a vital role in the Mortgage industry by helping individuals with their mortgages and finances.

I am here to educate you and provide you with the knowledge so that together; we can make the best decision for you when it comes to this big financial investment. Please reach out with any questions. Let’s make mortgages simple, together!

519-658-3414
vmagnone@todaysmortgagechoice.com
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Wade Filiatrault

I have deep roots in the Waterloo Region and know the landscape, intricately. I love golfing the local courses, playing hockey on the outdoor rinks, and taking in the sights on the beautiful Grand River trails!

My background in economics and engineering allows me to provide a unique, visual approach to the mortgage process. With the financial barriers to entry into the housing market ever-increasing, let me equip you with your tools to enter. It's never a bad time to be a homeowner!

519-577-2239
wfiliatrault@todaysmortgagechoice.com
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Wayne Martin

30 years of financing experience from personal loans to commercial financing to mortgage financing. My previous 15 year history in commercial financing has provided me with considerable knowledge in structuring financing to suit individual requirements. Our entire team and i take great pride in offering tailored options to meet every clients different wants and needs.

705-507-0773
wmartin@todaysmortgagechoice.com
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Wendy Krukin

I believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. I am here to serve your mortgage needs by providing customized solutions and have what it takes to make a difference in your next mortgage transaction.

705-562-4778
wkrukin@todaysmortgagechoice.com
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Today's Mortgage Choice's Administrative Team

Ashley Vickman

I am so excited about my journey with Today's Mortgage Choice. As an administrative assistant and underwriter I am learning all aspects of the mortgage process and gaining the knowledge and experience to grow within the industry.

705-923-9055
avickman@todaysmortgagechoice.com
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Edith Bedard

During my 10 years in the mortgage industry, I’ve learned how to position people financially to secure financing for real estate purchases. We work with the banks, virtual financial lenders, the credit unions, trust companies and private lenders to facilitate all financing needs. Why do the leg work yourself when you can really on someone like me who has a broad understanding of the financing landscape across Canada.

289-214-7273
ebedard@todaysmortgagechoice.com
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Nicole “Nicky” Givoque

With over 30 years in the financial services industry I am excited to be part of the team at Today’s Mortgage Choice. I became part of the team from the very beginning in 2013 as the Office Administrator. I have watched our team grow all across Ontario and now as the Compliance and Payroll Officer I ensure we comply with all outside regulatory and legal requirements. I am married, mother of 2 and proud Nana of 5 beautiful grandchildren. I enjoy spending my down time with family and friends and travelling to warm places in the winter.

888-418-6979
ngivoque@todaysmortgagechoice.com
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Vanessa Charbonneau

I am so grateful to have found a positive and motivating workplace with such talented individuals to learn from. I am a recent graduate from Laurentian University, with experience in the finance sector. My role as a mortgage underwriter is to understand your specific financing needs to assist in providing tailored solutions to your mortgage financing.

705-805-9055
vcharbonneau@todaysmortgagechoice.com
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